Optimus Financial Solutions, Inc. (hereinafter, the Company) is a financial services company that provides American auto and property owners affordable financing for insurance deductibles. The product is acquired through two methods, during an insurance claims event when a deductible payment becomes required; or pre-sold through licensed agents as a guaranteed financing product.Deductible Financing is instant, no credit checks EVER, with a low interest rate (0-17.9%) over a short term (3-24 months).The Company offers its product to all United States auto and property owners; including commercial, residential or government-based owners.Consumers can pre-purchase deductible financing through licensed Agent Resellers with a guaranteed low interest rate (5.5 9.9%) under the trademarked name PremiumOPTIMISER. Auto policyholders pre-purchase for as little as $3.50/month, residential property owners pre-purchase for as little as $10/month, and commercial and government property owners pre-purchase through a shared savings program. They pay only when they save.Consumers choose to purchase the PremiumOPTIMISER because it hedges the risk of raising their deductible to lower their premium. Raising their deductible can save hundreds and thousands annually for residential consumers. Commercial and government entities can save thousands to millions annually. By accepting a higher deductible risk, the PremiumOPTIMISER mitigates the risk by guaranteeing future deductible financing, with a low interest rate for the life of their insurance policy.Optimus Financial Solutions was founded in 2005 and is headquartered in Austin, TX. The Company began testing the finance product in the public market starting June of 2007 throughout Southern Mississippi. The PremiumOPTIMISER is being filed as a systems patent with the US patent and trademark office.Historically, insurance policyholders would ask for their repair contractor to absorb their deductible requirement in the
